According to the CFPB’s filing instructions guide, “8888” is the entry that should be used when the credit score is not applicable (NA). The “7777” entry is intended for a credit score that is not a number.

For resources related to our guidance, please see:

• CFPB, Filing Instructions Guide for HMDA Data Collected in 2018, page 44 (Code descriptions for the “Credit Score of Applicant or Borrower” data field: “7777. Credit score is not a number; 8888. Not applicable.”)