Topic: Identity Theft
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Under the Consumer Fraud and Deceptive Business Practices Act credit report section, how is a “disabled person” defined? How could someone place a security freeze on the credit report of a person with Alzheimer’s disease?
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“Disabled person” is not a defined term in the provisions relating to credit reports in the Consumer Fraud and Deceptive Business Practices Act (CFDBPA). Nonetheless, the CFDBPA does provide that “a security freeze [may] be placed on the credit report of a disabled person” and authorizes two types of persons to place this type of…