Is there still a moratorium on vehicle repossessions in Illinois under a COVID-19-related Executive Order?

No, the prohibition against vehicle repossessions in Illinois was rescinded on August 23, 2020. On July 24, the Illinois governor issued Executive Order 2020-48, which reissued and extended Executive Order 2020-16 (suspending the repossession of vehicles for the duration of the Gubernatorial Disaster Proclamation) through August 22, 2020, and rescinded the prohibition on repossessions after that date.

For resources related to our guidance, please see:

  • Illinois Executive Order 2020-16 (March 28, 2020) (“Section 1. Beginning March 27, 2020 and continuing for the duration of the Gubernatorial Disaster Proclamation, the provisions of the Uniform Commercial Code, 810 ILCS 5/9-609, regarding the possession or usability of a vehicle, and the provisions of the Illinois Vehicle Code, 625 ILCS 5/3-114, regarding the repossession of vehicles, are suspended. . . .”)
  • Illinois Executive Order 2020-48 (July 24, 2020) (“Executive Order 2020-16 is re-issued in its entirety and extended through August 22, 2020, whereafter Section 1 shall be rescinded.”)