No, you are not currently prohibited from turning over charged off deposit accounts to collection agencies. However, debt collection has effectively been halted during the Gubernatorial Disaster Proclamations.

Executive Order 2020-25 suspended the service of garnishment summons, wage deduction summons, and citations to discover assets during the duration of the Gubernatorial Disaster Proclamations. This Executive Order was re-issued and extended through June 27, 2020, and we expect it will continue to be extended as long as a Gubernatorial Disaster Proclamation is in effect. Consequently, collection agencies will not be able to initiate actions to collect outstanding debt.

For resources related to our guidance, please see:

• Illinois Executive Order 2020-25 (April 14, 2020) (“Section 1. During the duration of the Gubernatorial Disaster Proclamations, Sections 5/12-705, 5/12-805, and 5/2-1402 of the Illinois Code of Civil Procedure, 735 ILCS 5/12-705, 735 ILCS 5/12-805, and 735 ILCS 5/2-1402, that permit the service of a garnishment summons, wage deduction summons, or a citation to discover assets on a consumer debtor or consumer garnishee, are suspended.

  Section 2. Notwithstanding the foregoing, nothing in this Executive Order shall be construed to apply to domestic support obligations, including child support and spousal maintenance obligations.”)

• Illinois Executive Order 2020-39 (May 29, 2020) (“Executive Order 2020-25 is re-issued in its entirety and extended through June 27, 2020.”)