The revised Uniform Residential Loan Application (URLA) has been published, but banks may not begin using the revised ULRA until July 2019. The government sponsored enterprises will require the use of the revised ULRA for all new loan applications in February 2020.

For resources related to our guidance, please see:

• Uniform Residential Loan Application (URLA) / Uniform Loan Application Dataset (ULAD) FAQs (Updated December 19, 2017) (“Q: When can I use the redesigned URLA? A: The redesigned URLA may be used starting July 2019. The footer for the updated forms was updated and published in December 2017 to reflect this date.”)

• Implementation Timeline Update on Redesigned URLA (September 2017) (“The industry may begin using the redesigned URLA starting July 1, 2019. The GSEs will require the use of the redesigned URLA for all new loan applications in February 2020.”)

• Fannie Mae Uniform Residential Loan Application webpage (provides access to the redesigned URLA, along with descriptions of the updates)