IBA Compliance Connection

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Have there been any substantive changes to the Fair Credit Reporting Act (FCRA) or the Equal Credit Opportunity Act (ECOA) regarding adverse action notices that would affect using Regulation B’s model notices?

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No, there have not been any substantive changes to the FCRA or the ECOA regarding adverse action notices that would affect your use of the model forms in Regulation B.

For resources related to our guidance, please see: