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When two people jointly own a CD, do both of them need to sign the CD renewal? – IBA Compliance Connection

IBA Compliance Connection

Your go to source for compliance!

When two people jointly own a CD, do both of them need to sign the CD renewal?

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We believe it is permissible for one owner to sign the CD’s renewal, provided doing so would not be inconsistent with the terms of the original CD agreement or any collateral agreement you may have defining the scope of each owner’s authority.