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Are we required under Illinois law to have a sign on the outside of our ATMs about fees? – IBA Compliance Connection

Are we required under Illinois law to have a sign on the outside of our ATMs about fees?

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No, you are not required to have a fee notice on the outside of your ATMs. The requirement to post a fee notice on ATMs has been eliminated from both federal and Illinois law.

For resources related to our guidance, please see below:

  • Illinois Electronic Fund Transfer Act, 205 ILCS 616/50(e) (requires fee notice to be provided “electronically on the terminal screen”)
  • Federal Electronic Fund Transfer Act, Regulation E, 12 CFR 1005.16(c) (notice requirement for fee may be fulfilled by providing notice on the screen or by providing it on paper before the consumer commits to paying the fee)