No, we do not believe that Illinois-chartered banks are required to have a cashier. The Illinois Banking Act requires only that a bank’s board of directors “elect one of their number as president.” 205 ILCS 5/12(a)(2). Otherwise, banks may “appoint such officers as the by-laws may provide.” 205 ILCS 5/12(a)(4)see also 205 ILCS 5/16(5). (By contrast, the National Bank Act does require national banks to appoint a cashier. 12 USC 24(5).)