We do not believe that the law would apply to a business-purpose loan, even if the loan is secured by a mortgage on the borrower’s primary residence. The Mortgage Escrow Account Act applies only to “the granting or servicing of a mortgage on a single-family owner occupied residential property” that is made “for the purpose of enabling another to purchase a residence.” 765 ILCS 910/4765 ILCS 910/2(c). We believe these provisions would exclude most business-purpose loans from the law’s scope.