Cashing a check for a non-customer when you are not the payor bank on the check is strictly a business decision, and the presentation of a small estate affidavit with the check does not change that equation.
A non-customer came into the bank with a small estate affidavit and death certificate and asked to cash a check made out to the deceased person. The deceased person did not have an account with the bank. Can we cash the check?
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