While you may be required to disclose the creditor’s name to customers, we are not aware of any requirement that a creditor would have to disclose its name on loan applications. 

 For example, if the Truth in Lending Act applies to a loan, Regulation Z requires every creditor to disclose its identity on closed-end credit disclosures, but it does not require that a creditor’s name appear at the top of every application. 12 CFR 1026.18(a). As stated in the official staff commentary: “This disclosure may, at the creditor’s option, appear apart from the other disclosures.” Comment 1, Official Staff Commentary, 12 CFR 1026.18(a).

 If your bank responds to a specific request by a third party (such as an automobile dealership) to extend credit to a customer of the third party, you would have to ensure that the third party discloses your name to the customer. This is to ensure that your bank is not treated as a credit reporting agency under the Fair Credit Reporting Act, which excludes from the definition of “consumer report” a bank’s communication of credit decisions to third parties “if the third party advises the consumer of the name and address of the person to whom the request was made, and such person makes the disclosures to the consumer required under section 1681m of this title [adverse action notices.]” 15 USC  1681a(d)(2)(C). Again, there is no requirement that the creditor’s name appear on the application, provided that it is somehow disclosed to the customer.