Eileen Donahue from the ARDC said that they would like banks to get their agreements in by September 1, but they are not requiring strict compliance in recognition of the fact that the rule was only recently announced. She noted that as long as banks are making a good faith effort to get the overdraft notification system in place by September 1, they will not require strict compliance on that date. The form can be found here, and it can be sent electronically, by fax, or by mail to the ARDC. If a bank does not comply, it will no longer be an eligible bank for IOLTA deposits.