Generally speaking, Illinois does not require bank employees to be licensed to sell credit life insurance, so they are not required to take continuing education.  The Department of Insurance issued a letter in 2009 stating that loan originators do not need to be licensed to enroll customers in group life insurance provided they are not paid a commission, service fee or any other valuable consideration.  In my opinion that letter is overly restrictive with respect to the compensation proviso, but in any event, we have not encountered any problems in Illinois.