We are not aware of any Illinois law or regulation requiring signage on ATMs indicating the networks in which a bank participates. However, the networks themselves may require such signage as part of your agreement with them.

For example, the Mastercard Rules provide that the “Mastercard, Maestro, and Cirrus Marks must be displayed on an ATM Terminal.” Similarly, Visa requires that its Visa ATM and Plus marks be displayed on all ATMs that accept Visa cards and Plus-enabled cards.

Consequently, we recommend reviewing the service agreements and rules for the ATM networks in which your bank participates regarding ATM signage requirements.

For resources related to our guidance, please see:

• Mastercard Rules, Section 4.4.2 — ATM Terminal Signage (December 11, 2020) (“The Mastercard, Maestro, and Cirrus Marks must be displayed on an ATM Terminal. The Mastercard Mobile Marks must not be displayed on an ATM Terminal. On new or replacement signage incorporating any competing ATM Network marks, the Acceptance Marks must be afforded at least equal prominence and be at least as large.”)

• Visa Core Rules and Visa Product and Services Rules, Section 6.1.2.3 — Plus Symbol Displayed at an ATM (April 17, 2021) (“The Plus Symbol must be displayed at an ATM that accepts Plus-enabled Cards for ATM services.”)

• Visa Core Rules and Visa Product and Services Rules, Section 6.2.3.1 — Visa Global ATM Network Acquirer Participation (April 17, 2021) (“An Acquirer that participates in the Visa ATM Network must . . . Display Visa ATM and Plus acceptance Marks on all ATMs within 30 days from the date the Acquirer begins accepting Visa Cards and Plus-enabled Cards.”)