The CFPB has released a Small Entity Compliance Guide along with an online presentation on its new rule governing international electronic money transfers initiated by consumers. Institutions that consistently send 100 or fewer remittance transfers per year will be exempt from the rule, while institutions covered by the rule will be required to provide both pre-transaction disclosures and post-transaction receipts containing information mandated by the rule. The rule goes into effect on February 7, 2013.